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  • About Us
    • Testimonials
    • Our Partners
  • Our Solutions
    • Solution For Business
      • Working Capital & Cash Flow Management
      • Business Expansion & Growth Initiative
      • Asset Acquisition: Equipment & Technology Investments
      • Emergency & Contingency Funding
      • Marketing, Advertising & Customer Acquisition
      • Seasonal Cash Flow & Inventory Management
      • Debt Consolidation & Financial Restructuring
      • Startup Funding & Building Credit History
      • Business Restructuring & Strategic Partnerships
      • Professional Development & Workforce Enhancement
      • Facility Renovation & Upgrades
      • Supplier Negotiations & Market Expansion
    • Solution For Professionals
      • Practice Working Capital & Cash Flow Management
      • Practice Expansion & Office Upgrades
      • Technology & Equipment Investment
      • Professional Development & Training
      • Marketing & Client Acquisition
      • Debt Consolidation & Financial Restructuring
      • Emergency Funds & Contingency Planning
      • Strategic Investments & Partnerships
      • Real Estate & Practice Acquisition
      • Risk Management & Insurance Investments
    • Solution For Home
      • House Purchase Loan
      • House Construction Loan
      • Home Renovation & Remodeling Loan
      • Home Extension & Expansion Loan
      • Interior Design & Furnishing Loan
      • Debt Consolidation for Home Improvement
      • Emergency Home Repair Loan
      • Additional Home-Related Financial Needs
  • Our Products
    • Collateral Free Loans
      • Unsecured Business Loans
      • Unsecured Overdraft
      • CGTMSE
    • Purchase / Construction Loans
      • Home Purchase Loans
      • Commercial Office purchase loans
      • Land purchase Loans
      • Factory/ Industry/ Warehouse Purchase Loans
      • Construction Loans for construction of House, Factory, Office
    • Collateral Backed MSME Loans
      • Loan Against Property
      • Dropline Overdraft
      • Working Capital facilities such as CC, OD, BG, LC
      • Lease Rental Discounting
      • Construction Financing
      • Project Financing
  • Partner with us
    • Industry Associations
    • Industrial Area Associations
    • Chartered Accountants
    • Property Consultants
    • Wealth Managers
    • Independent Loan Consultants
  • Careers
  • Resources
    • Blogs
    • CA Knowledge Series
    • FAQ
    • Calculator
  • Customer Service

Business Restructuring & Strategic Partnerships

Home » Our Solutions » Solution For Business » Business Restructuring & Strategic Partnerships

Overview

In an ever-evolving business landscape, adaptability is key to sustained success. Business restructuring, whether through reorganizing operations, merging with other enterprises, or executing partnership buyouts, is often essential for improving efficiency, profitability, and market competitiveness. However, such transformative business moves require substantial capital investment, and without adequate financial resources, businesses may struggle to execute these transitions smoothly.
At BiggPocket, we understand the financial demands associated with business restructuring and strategic partnerships. Our tailored financing solutions provide businesses with the capital support needed to facilitate mergers, acquisitions, and organizational restructuring, ensuring smoother transitions while strengthening your business’s competitive edge.

Purpose

The purpose of BiggPocket’s Business Expansion & Growth Initiatives financing is to provide businesses with the financial support needed to achieve ambitious growth objectives. Our solutions are ideal for:

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Market Expansion

Finance the cost of entering new markets, whether domestic or international, to increase brand presence and customer reach.

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Opening New Locations

Secure funds to set up additional offices, retail outlets, or production facilities, enhancing business scalability.

Expert-Team

Marketing & Advertising

Support impactful marketing campaigns, promotional events, and digital outreach, driving brand awareness and customer acquisition.

Better-Returns

Trade & Export Activities

Facilitate participation in trade missions, export activities, and international business events, enabling businesses to grow globally.

Better-Returns

Product Development

Fund R&D efforts and the launch of new products or services, helping businesses stay competitive.

Our goal is to help businesses capitalize on growth opportunities without facing financial constraints.

BiggPocket Solution

At BiggPocket, we provide unsecured business loans specifically tailored to fuel business expansion and growth initiatives. Our financing solutions allow businesses to:

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Access Capital Without Collateral

Our unsecured loans eliminate the need to pledge assets, ensuring that businesses retain full ownership of their resources.

Finance Trade & Export Activities

From trade missions to international business expansion, our loans support growth across borders.

Support Marketing & Promotional Efforts

We fund advertising campaigns, brand building, and customer acquisition initiatives to enhance market visibility.

Enable Flexible Repayment

Customizable repayment schedules allow businesses to align loan repayments with their revenue cycle, reducing financial strain.

Offer Quick Disbursals

Our efficient loan processing ensures businesses can seize growth opportunities without delays.

With BiggPocket, businesses can focus on scaling operations while we take care of the financial support.

Eligibility

To ensure our growth financing solutions support ambitious businesses with genuine expansion goals, eligibility is based on the following criteria:

Business Type

Open to MSMEs, startups, and established enterprises looking to scale operations.

Operational Tenure

Minimum of 1–3 years of consistent business operations.

Financial Health

A positive financial history, consistent turnover, and stable cash flow to demonstrate repayment capacity.

Credit History

A good credit score reflects responsible financial management and increases loan approval chances.

Our eligibility criteria ensure that businesses with sound financial standing and growth potential receive timely access to capital.

Eligilibity
Loan-Limits

Loan Limits

Our loan limits are designed to provide comprehensive financial support while maintaining flexibility and affordability.

Loan Amounts

Determined based on the business’s financial profile, expansion requirements, and repayment capacity.

Repayment Tenure

Flexible repayment terms ranging from 12 to 60 months, allowing businesses to balance growth with cash flow management.

Interest Rates

Competitive interest rates tailored to the business’s financial performance and market conditions.

At BiggPocket, our loan limits are structured to maximize business growth without overburdening financial resources.

EMI Calculator

Planning your loan repayment is crucial when undertaking expansion initiatives. Our EMI Calculator enables businesses to:

Estimate-Monthly-Repayments

Estimate Monthly Payments

Get a clear breakdown of EMI based on the loan amount, interest rate, and tenure.

Optimize-Loan-Terms

Optimize Repayment Terms

Adjust tenure and repayment amounts to match the business’s revenue cycle, maintaining healthy cash flow.

Make-Informed-Decisions

Make Informed Decisions

Understand repayment obligations upfront to ensure financial stability during growth phases.

Our BiggPocket EMI Calculator provides businesses with the confidence to pursue growth while managing financial commitments.

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  • About this calculator
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Calculator Information

The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.

Calculator Assumptions

Length of Month

All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.

Number of Weeks or Fortnights in a Year

One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.

Rounding of Amount of Each Repayment

In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.

Rounding of Time Saved

The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.

Amount of Interest Saved

This amount can only be approximated from the amount of time saved and based on the original loan details.

Calculator Disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.

Feel free to use our Equipment Finance Calculator

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance
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CIBIL-Score

CIBIL Score for Solutions for Business

A CIBIL score is an important factor in determining your business’s creditworthiness. At BiggPocket, we guide businesses in understanding how their credit score impacts financing and how to improve it for better loan terms.

Why CIBIL Matters

A strong credit score reflects responsible financial behavior, increasing your chances of loan approval.

How to Improve Your Score

Make timely repayments, maintain low credit utilization, and avoid multiple credit inquiries.

Impact on Loan Terms

A better CIBIL score improves eligibility for lower interest rates and flexible repayment schedules.

We help businesses enhance their credit profiles, unlocking better financial opportunities.

Apply Now

Ready to scale your business with BiggPocket’s Business Expansion & Growth Initiatives? Our application process is designed to provide fast, reliable financial support, so you can focus on growing your business.

Apply-Now

Simple Application Process

Apply online through our user-friendly platform or visit our branch.

Documentation

Minimal Documentation

Our tailor-made process ensures a smooth and quick application with minimal paperwork.

Quick-Approvals

Quick Approvals

Get timely access to funds to seize growth opportunities without delay.

Expert-Advice

Expert Guidance

Our financial advisors provide continuous support to help you make informed financial decisions.

Empower your business expansion with BiggPocket — Where Growth Meets Opportunity.

Apply now

Business Loans FAQs

We understand that restructuring and partnership buyouts can raise complex questions. Our FAQs section addresses common concerns, helping businesses navigate the process confidently:

What types of restructuring expenses can BiggPocket finance?
Business expansion, mergers, acquisitions, and buyouts.
Is collateral required for restructuring or partnership buyout loans?
Not always.
How quickly can I access funds after approval?
Within 3–7 working days.
Can I adjust my repayment schedule if business conditions change?
Yes.
What documents are required to apply for restructuring loans?
KYC, financials, and business plan.

Our FAQs section provides businesses with the clarity and confidence needed to pursue restructuring initiatives.

Grow Without Limits with Tailored Credit Solutions!
Click here to Apply Now!
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